A revolver you can leave loaded for 20 years and never have a problem. Autos need to have the mags switched from time to time to keep the springs from going bad. My fist choice is a revolver, double action only. Fewer odds and ends to mess with, and you should train to shoot well in double action, as this will be your default in a bad situation. I used to say "revolver for reliability" but this is less true nowadays with modern handguns. However, if semi-autos get banned, revolvers will still be ok (I hope).
My suggestion is a Charter Arms Bulldog in .44 Special. Cheap, they have a model in double action only, and the .44 basically has the ballistics of the .45 ACP. For ammo, I would go with Buffalo Bore low flash ammo. .44 Special will be relatively cheap and available for the next few years because it is not a common caliber, and it is run in revolvers which are less likely to get banned. I would stay away from the .44 Magnum.
A flashlight is a must for target identification.
Learn to shoot one handed. I know most people recommend special stances and two handed grips. They are more accurate. But the stuff I have read says you will often need the other hand for other tasks, like the flashlight, light switches, the phone, maneuvering children or the spouse, handling a door, etc.
I think a shotgun is a great idea, but I worry that leaving them loaded for extended periods will harm the magazine spring. 20 ga is not a bad idea, though defensive ammo choices are limited. Shotguns are also very "ban" resistant, pump-actions more so than semis. Please realize you DO need to aim with a shotgun. It would be nice not to hit family members who might not be behind you, and at home defense ranges (5-25 ft), shot does not spread out much. Make sure you are not just pointing in the general direction, make sure you are going to hit the bad guy(s)!
Here are some links to the Buffalo Bore .44 Specials:
https://www.buffalobore.com/index.ph...duct_list&c=17
https://www.buffalobore.com/index.ph...t_detail&p=282
And Charter Arms Website:
http://www.charterfirearms.com/produ...s_products.asp
And a pic of the Bulldog I was talking about earlier.
For the record, I think you should go with Charter Arms because I have not seen anything bad about them, and I feel they have some of the best prices around and offer a model which I think fits your needs.
Good luck!
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